The economy of Cagayan de Oro is among the Top 10 with largest share to the National Gross Value added of Services. The city accounted for 1.6 percent of the national figure as of November 2023. This is based on data released by the Philippine Statistics Authority (PSA).
Services comprise of the following:
- wholesale and retail trade; repair of motor vehicles and motorcycles,
- transportation and storage,
- accommodation and food service activities
- information and communication
- financial insurance activities
- real estate and ownership of dwellings
- professional and business services
- public administration and defense; compulsory special security
- human health and social work activities
- education
- other services


